F = Failing Health

What does this mean for me?

• I do not have control over my finances and have the capability to absorb a financial shock.
• I am not on track to meet my financial goals.
• I do not have the financial freedom to make choices that allow me to enjoy life.

Tip for me to get better:

I MUST change what I am doing with regard to my finances and I need to start by checking and monitoring my scores/grades here monthly.  If I don’t make some changes, my and my family live’s are at stake and that puts me/us in a very vulnerable position.